Top Government Schemes for Farmers India 2026

India's central government runs more than 50 agricultural schemes covering income support, crop insurance, irrigation, soil health, and farm credit. Here are the most important ones every farmer must know about.

Schemes for Farmers in Delhi (दिल्ली के किसानों के लिए)

Delhi farmers can access both central government schemes and Delhi state-specific agricultural support. The Delhi government runs schemes through the Department of Agriculture for farmers in rural parts of Delhi, Najafgarh, and nearby areas.

Key Delhi Farm Schemes:

• Delhi Farm Loan Waiver — Interest subsidy on Kisan Credit Cards for Delhi farmers
• Delhi Mukhyamantri Kisan Sahay Yojana — State income support for small and marginal farmers
• PM Kisan Samman Nidhi — ₹6,000/year for all landholding Delhi farmers
• PM Fasal Bima Yojana — Available in Delhi for Rabi and Kharif crops

State-wise Farmer Schemes — Yojana List

Every state runs its own agricultural schemes in addition to central government programs. Click your state to find all schemes available for farmers there.

How to Apply for Farmer Schemes — Step by Step

1. PM Kisan Registration

Visit the official PM Kisan portal at pmkisan.gov.in or go to your nearest Common Service Centre (CSC) with your Aadhaar card, land documents, and bank account details. New farmer registration is free.

2. Documents Required for Farmer Schemes

• Aadhaar Card (mandatory for all central schemes)
• Land ownership records / Khasra-Khatauni
• Bank account linked to Aadhaar
• Mobile number registered with Aadhaar
• Caste certificate (for SC/ST preference schemes)

3. Check PM Kisan Status

To check your PM Kisan payment status or instalment history, visit pmkisan.gov.in → Beneficiary Status → Enter your Aadhaar or mobile number.

Frequently Asked Questions — Farmer Schemes India

🔗 Related Scheme Pages

Government Schemes for Students 2026 — Complete List

The Government of India and state governments run dozens of schemes specifically for students — covering scholarships, education loans, skill training, and hostel facilities. Here are the most important ones.

Scholarships for Students State Wise 2026

Every state has its own scholarship programs in addition to central schemes. Here is a state-wise overview of major student schemes.

How to Apply for Student Government Schemes

Education Loan (PM Vidya Lakshmi)

• Visit vidyalakshmi.co.in and register with Aadhaar
• Fill the Common Education Loan Application Form (CELAF)
• Select up to 3 banks to apply simultaneously
• Upload admission letter, fee structure, income certificate
• Track status online — no need to visit bank branch

National Scholarships (NSP)

• Visit scholarships.gov.in — create account with Aadhaar
• Select your scholarship category (SC/ST/OBC/Minority/General Merit)
• Upload marksheets, income certificate, caste certificate
• Application renewal required each academic year

FAQ — Government Schemes for Students

Best Government Schemes for Women 2026

The Indian government runs multiple targeted schemes for women covering health, livelihood, financial security, and girl child welfare. Here are the most impactful ones.

Free Government Schemes for Business Women India

Women entrepreneurs in India can access multiple government-backed schemes to start and grow their businesses without collateral and at subsidized interest rates.

• Stand-Up India — Bank loans between ₹10 lakh to ₹1 crore for SC/ST and women to set up greenfield enterprises
• MUDRA Yojana (Women) — Shishu, Kishore, Tarun loans up to ₹20 lakh. Many banks offer 0.25% lower rate for women
• PM EGCP — 25–35% subsidy on new business loans for women in manufacturing and service sectors
• Mahila E-Haat — Online marketing platform for women entrepreneurs to sell products directly
• TREAD Scheme — Trade-related entrepreneurship assistance for women in non-farm sectors

FAQ — Women Government Schemes India

Top Free Government Schemes for Business India 2026

The Indian government provides loans, subsidies, training and market access for entrepreneurs and small businesses through multiple flagship programs. No collateral or prior business experience is required for most schemes.

Free Government Schemes for Small Business — State Wise

Many states offer additional business incentives, startup grants, and MSME support over and above central government schemes.

How to Get a MUDRA Loan — Step by Step 2026

Documents Required for MUDRA Loan

• Aadhaar Card and PAN Card
• Business address proof (rent agreement or utility bill)
• 6 months bank statement
• 2 passport-size photographs
• Business registration certificate (if any — not mandatory for Shishu)
• Quotation for machinery/equipment (if purchasing)

Where to Apply for MUDRA Loan

Visit any nationalized bank, private bank, NBFC, microfinance institution (MFI), or Regional Rural Bank (RRB) with your documents. Ask for the PM Mudra Yojana loan form — it is free. You can also apply online via mudra.org.in or your bank's net banking portal.

FAQ — Government Business Schemes India

Government Schemes in Delhi 2026 — State & Central

Delhi residents benefit from both central government schemes available across India and Delhi-specific schemes run by the Delhi government. Here is a comprehensive list.

Delhi Government Schemes

Central Government Schemes Available in Delhi

Schemes in Delhi by Category

Central Government Yojana List 2026

The Government of India runs over 640 centrally sponsored and central sector schemes across all ministries. Here are the most important yojanas every Indian must know.

Yojana List — State Wise India 2026

Select your state to see all central and state yojanas available for you.

Yojana List by Category (Sector-wise)

FAQ — Yojana List India

What is PM Kisan Samman Nidhi Yojana?

PM Kisan Samman Nidhi (PM-KISAN) is a Central Government scheme launched in February 2019. Under this scheme, all landholding farmer families across India receive ₹6,000 per year in three equal instalments of ₹2,000 each, directly into their Aadhaar-linked bank accounts via Direct Benefit Transfer (DBT).

As of 2026, the scheme has completed 19 instalments and covers over 14 crore farmer families. The 20th instalment is expected in early 2026.

PM Kisan Yojana Eligibility 2026

To qualify for PM Kisan Samman Nidhi, you must meet the following conditions:

• You must be a landholding farmer family with cultivable land in your name
• Both small and marginal farmers as well as large farmers are eligible
• Your land must be recorded in state land records (Khatauni/Patta)
• Your bank account must be linked with Aadhaar
• A valid and active mobile number is required

Who is NOT eligible for PM Kisan?

• Former and current holders of constitutional posts
• Serving/retired officers of Central/State Government (Class I, II, III)
• All income tax payers in the last assessment year
• Professionals like doctors, engineers, lawyers, CAs registered with professional bodies
• Institutional landholders (companies, trusts, etc.)

PM Kisan Apply Online 2026 — Step by Step

Method 1: Apply on PM Kisan Portal (pmkisan.gov.in)

• Go to pmkisan.gov.in and click "New Farmer Registration"
• Select Rural or Urban Farmer Registration
• Enter your Aadhaar Number and captcha
• Fill in personal details: name, date of birth, mobile, bank account
• Enter land records: survey number, Khatauni number, area in hectares
• Submit and note down your application reference number

Method 2: Apply at Common Service Centre (CSC)

• Visit your nearest CSC / Jan Seva Kendra
• Carry original Aadhaar card, land papers (Khatauni/Patta), and passbook
• The CSC operator will fill and submit the form — no charges permitted

Method 3: Apply at Agriculture Department Office

• Visit your Block Agriculture Officer or Tehsildar office
• Fill the PM Kisan registration form and attach self-attested documents

Documents Required for PM Kisan Registration

PM Kisan Instalment Dates 2026

PM Kisan releases 3 instalments each year. The 2026 instalment schedule is:

• 20th Instalment (Feb 2026) — Expected ₹2,000 transfer to 14 Cr+ farmers
• 21st Instalment (Jun 2026) — Second instalment of the financial year
• 22nd Instalment (Oct 2026) — Third instalment of FY 2026-27

To check your status, visit pmkisan.gov.in → Beneficiary Status and enter your Aadhaar or mobile number.

Frequently Asked Questions — PM Kisan Yojana 2026

🔗 Also Check These Related Schemes

What is Ayushman Bharat PM-JAY?

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest government-funded health insurance scheme. It provides free health cover of ₹5 lakh per family per year for secondary and tertiary hospitalisation at any empanelled public or private hospital across India.

In 2024, the scheme was expanded to cover all citizens above age 70, regardless of income, under the AB PM-JAY Senior Citizen expansion. As of 2026, over 55 crore individuals are covered.

Ayushman Bharat Eligibility 2026

Category A — SECC 2011 Based (Original)

• Families listed in the Socio-Economic Caste Census (SECC) 2011 database under deprivation criteria
• Families with no adult member aged 16-59 in the household
• Manual scavenger families, primitive tribal groups, legally released bonded labourers
• Rural deprived families with kutcha walls and roof, no income source, SC/ST households

Category B — State Ration Card Holders

• Families with NFSA Ration Card (Antyodaya Anna Yojana or Priority Household)
• Many states have extended Ayushman to all ration card holders

Category C — Senior Citizens 70+ (New 2024)

• All Indian citizens aged 70 years and above are now eligible, regardless of income
• Additional ₹5 lakh cover per senior, separate from family cover

How to Get Ayushman Card Online — Step by Step

Step 1: Check Eligibility

• Visit beneficiary.nha.gov.in or pmjay.gov.in
• Click "Am I Eligible" → Enter mobile number → Enter OTP
• Search by name, Ration Card number, or Aadhaar

Step 2: Download Ayushman Card

• If eligible, click "Download Card" after OTP verification
• Your Ayushman Bharat Health Account (ABHA) number is generated
• Download and save your e-card (PDF)

Step 3: Use at Hospital

• Show Aadhaar + Ayushman Card at any empanelled hospital Ayushman desk
• The hospital verifies online — no cash deposit needed for covered procedures

Alternative: Apply at CSC or Ayushman Mitra

• Visit your nearest CSC or the Ayushman Mitra desk at any government hospital
• Carry Aadhaar and Ration Card for verification

Ayushman Bharat — What's Covered?

Frequently Asked Questions — Ayushman Bharat 2026

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What is PM Awas Yojana (PMAY)?

PM Awas Yojana (Pradhan Mantri Awas Yojana) is a flagship housing scheme of the Government of India aimed at providing pucca (permanent) housing to all eligible BPL families by 2026. It has two components: PMAY-Gramin (Rural) and PMAY-Urban.

Under PMAY-G, rural beneficiaries get a direct grant of ₹1.20–1.30 lakh (depending on state) to construct a pucca house. Under PMAY-Urban, EWS/LIG families get a housing subsidy of up to ₹2.67 lakh on home loans.

PM Awas Yojana Eligibility 2026

PMAY-Gramin (Rural) — Eligibility

• Family must be in the SECC 2011 priority list (houseless, 0–1 room kutcha house)
• No existing pucca house in the family's name anywhere in India
• Preference to SC/ST, widow-headed households, minorities, disabled, and ex-servicemen
• Must have a functional toilet (Swachh Bharat Mission)
• Bank account linked to Aadhaar for DBT transfer

PMAY-Urban — Eligibility

• EWS Category: Annual household income up to ₹3 lakh
• LIG Category: Annual income ₹3–6 lakh
• MIG-I: Annual income ₹6–12 lakh (subsidy on home loan)
• MIG-II: Annual income ₹12–18 lakh (subsidy on home loan)
• No family member should own a pucca house anywhere in India

How to Apply for PM Awas Yojana Online

PMAY-Gramin Application

• Visit pmayg.nic.in → "Awaassoft" → "Data Entry"
• Check if your name is in the beneficiary list (SECC 2011 or Awaas+ list)
• If your name is listed, your Gram Panchayat or Block Development Officer will initiate registration
• If your name is missing, submit an application at your Gram Panchayat → Awaas+ survey

PMAY-Urban Application

• Visit pmaymis.gov.in → "Citizen Assessment" → Select your category
• Enter Aadhaar number and OTP verification
• Fill income, property, and family details
• Submit and note your application ID
• For home loan subsidy (CLSS), apply through empanelled banks like SBI, LIC HFL, HDFC

PM Awas Yojana — State-wise Pages

Frequently Asked Questions — PM Awas Yojana

🔗 Related Schemes You Should Also Check

Types of Ration Cards in Delhi

Delhi issues three main types of ration cards under the National Food Security Act (NFSA):

1. Antyodaya Anna Yojana (AAY) Card — Yellow/Red

• For the poorest of the poor — landless labourers, daily wage workers, people with disabilities, elderly without support
• Entitlement: 35 kg of foodgrain per month per family
• Rate: Wheat at ₹2/kg, Rice at ₹3/kg (or free under PMGKAY)

2. Priority Household (PHH) Card — Green

• For families below the poverty line not covered under AAY
• Entitlement: 5 kg per person per month
• Rates: Wheat at ₹2/kg, Rice at ₹3/kg, Coarse grains at ₹1/kg

Ration Card Delhi Apply Online — Step by Step (2026)

Online Method: e-District Delhi Portal

• Go to edistrict.delhigovt.nic.in
• Register or log in with your Aadhaar or mobile OTP
• Select: Food & Civil Supplies → New Ration Card Application
• Choose card type (AAY / PHH) and fill in all family member details
• Upload scanned documents (Aadhaar, address proof, income declaration)
• Submit and note the application tracking number
• Download acknowledgement slip — track status at the same portal

Offline Method: FSO Office or Jan Seva Kendra

• Visit your area's Food Supply Officer (FSO) office or nearest Jan Seva Kendra
• Collect Form RC-1 (new ration card application)
• Fill and attach self-attested copies of all required documents
• Submit and get receipt — processing takes 15–30 working days

Documents Required for Ration Card Delhi

Frequently Asked Questions — Ration Card Delhi 2026

🔗 Also Check These Delhi Government Schemes

What is PM MUDRA Yojana?

Pradhan Mantri MUDRA Yojana (PMMY) provides collateral-free micro-enterprise loans up to ₹20 lakh to non-corporate, non-farm small businesses and entrepreneurs. Launched in 2015, the scheme is available through PSU banks, private banks, NBFCs, MFIs, and cooperative banks.

As of 2025, over 46 crore loans totalling more than ₹26 lakh crore have been sanctioned since launch. MUDRA loans are especially popular with women entrepreneurs, SC/ST businesses, and first-time borrowers.

MUDRA Loan Categories — Shishu, Kishore, Tarun

MUDRA Loan Eligibility 2026

• Any Indian citizen aged 18–65 running or planning a non-agricultural micro enterprise
• Business activities: manufacturing, trading, services, allied agriculture (food processing, poultry, dairy)
• No minimum turnover for Shishu loans — new ventures qualify
• Existing businesses with GST/Udyam registration preferred for Kishore/Tarun
• No collateral required for all three MUDRA categories
• CIBIL score not mandatory but a clean credit history improves chances

How to Apply for MUDRA Loan — Step by Step

Method 1: Apply Online at udyamimitra.in

• Visit udyamimitra.in → Register with mobile and OTP
• Select MUDRA loan and your category (Shishu/Kishore/Tarun)
• Fill in business details, bank details, and personal information
• Upload KYC documents and business proof
• Submit — a bank representative will contact you within 7 working days

Method 2: Apply at Your Bank Branch Directly

• Visit any PSU bank (SBI, Bank of Baroda, PNB, etc.) or private bank branch
• Request the MUDRA loan application form (PM Mudra Yojana)
• Fill details about your business, income, and purpose of loan
• Submit with KYC documents + 2 passport photos
• Processing time: 7–15 working days for Shishu; 15–30 days for Kishore/Tarun

Documents Required for MUDRA Loan

• Aadhaar Card + PAN Card (both mandatory)
• Bank account statement — last 6 months
• Proof of business existence (GST, Udyam, shop license, or quotation for new business)
• Two passport-sized photographs
• Business plan / loan purpose description (for Kishore/Tarun)
• Caste certificate if applying under SC/ST/OBC reservation

Frequently Asked Questions — MUDRA Loan 2026

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PM Kisan 20th Instalment 2026 — Release Date & New Beneficiary Rules

The PM Kisan Samman Nidhi 20th instalment is expected to be released by February 2026, transferring ₹2,000 directly to over 14 crore farmer bank accounts via Direct Benefit Transfer (DBT).

Key Changes in 2026:

• e-KYC is now mandatory — farmers who haven't completed e-KYC will miss the 20th instalment. Complete it at pmkisan.gov.in or any CSC.
• Land Seeding Required — your land records must now be linked to your Aadhaar and bank account in the PM Kisan portal.
• New Exclusion Check — income tax return filers for AY 2024-25 will be automatically excluded from the beneficiary list.
• Deadline for corrections — any name/bank/Aadhaar mismatch must be corrected before the instalment release date.

How to Check If You Will Get 20th Instalment:

• Go to pmkisan.gov.in → Beneficiary Status → Enter your Aadhaar
• If status shows "Payment Pending" or "e-KYC Pending", complete e-KYC immediately
• If status shows "Rejected", visit your Block Agriculture Officer with land documents

Ayushman Bharat 2026 — Senior Citizen Cards, New Hospitals & Eligibility Changes

The Ayushman Bharat PM-JAY scheme has seen significant expansion in early 2026. Here are the most important updates every beneficiary must know.

1. Senior Citizen (70+) Cards Going Fast

The AB-PMJAY extension for all citizens above 70 years is live. If you have a family member above 70, apply immediately at pmjay.gov.in using Aadhaar. Over 6 crore seniors are yet to enrol and claim their ₹5 lakh additional health cover.

2. New Hospitals Added in 2026

• 2,400 new private hospitals have been empanelled under PMJAY in 2025-26
• Tier-2 and Tier-3 cities now have better coverage — check your nearest hospital at pmjay.gov.in → Find Hospital

3. Ayushman Bharat ABHA Number — Mandatory Now

All new PM-JAY cards now come with an ABHA (Ayushman Bharat Health Account) number linked to your health records. This is part of the National Digital Health Mission. Create your ABHA ID free at healthid.ndhm.gov.in.

PM Awas Yojana 2026 — PMAY-G 2.0 Targets, New Beneficiary List & Deadline

The Government of India has launched PMAY-Gramin 2.0 targeting 2 crore additional pucca houses by FY 2028-29. Here's what's new:

PMAY-G 2.0 Key Updates:

• New Awaas+ Survey — if you were left out of SECC 2011 but are genuinely homeless or in kutcha housing, the Awaas+ survey is your chance. Apply at your Gram Panchayat.
• Grant increased — in some states (UP, MP, Bihar), the grant amount for plain areas has been revised upward. Check your state's PMAY portal.
• Urban PMAY deadline extended — PMAY-Urban has been extended with new CLSS (home loan subsidy) windows. Check pmaymis.gov.in for current status.
• PMAY-U 2.0 launched — a new ₹10 lakh affordable housing scheme for urban EWS households has been announced for 2025-29.

MUDRA Loan 2026 — Tarun Plus ₹20 Lakh Limit, New Digital Application Process

PM MUDRA Yojana has seen a major upgrade in 2026 with the launch of the "Tarun Plus" category and a revamped digital application portal.

What's New in MUDRA 2026:

• Tarun Plus Category — a new sub-category for ₹10L–₹20L loans for businesses with proven GST track record of 2+ years
• Faster Approval — Shishu loans (up to ₹50,000) now have in-principle approval within 48 hours on the udyamimitra.in portal
• Women Entrepreneur Priority — 30% of MUDRA loans must go to women borrowers as per new 2026 guidelines from SIDBI
• SC/ST/OBC Quota — 60% of Shishu loans prioritized for SC/ST/OBC/minority entrepreneurs

🔗 Explore All Scheme Pages

PM Awas Yojana in Delhi — Overview

Delhi, being an urban territory, falls under PMAY-Urban (PMAY-U). The Delhi Development Authority (DDA) is the primary implementation agency for PMAY in Delhi. Since Delhi has no rural component (no PMAY-G), all housing support comes through the urban scheme.

Key PMAY Initiatives in Delhi:

• DDA Housing Scheme — DDA regularly launches affordable housing schemes for EWS and LIG categories. Units are priced at ₹5–15 lakh in peripheral areas.
• PMAY-U CLSS — EWS (income ≤₹3L) and LIG (₹3–6L) families can get interest subsidy of 6.5% on home loans up to ₹6 lakh, saving up to ₹2.67 lakh total.
• JJ Cluster Redevelopment — Families in identified JJ (Jhuggi-Jhopdi) clusters are being rehabilitated in situ with pucca houses under the Delhi JJ Redevelopment scheme linked to PMAY.
• In-Situ Slum Redevelopment — Urban slum dwellers in Delhi are getting pucca flats under PMAY's in-situ rehabilitation component.

PMAY Delhi Eligibility

• Residing in Delhi with valid address proof (Delhi voter ID, Aadhaar with Delhi address)
• Annual household income: EWS ≤₹3L, LIG ₹3–6L, MIG-I ₹6–12L, MIG-II ₹12–18L
• No pucca house in the family's name anywhere in India
• Aadhaar mandatory for all adult family members

How to Apply for PM Awas in Delhi

• Visit pmaymis.gov.in → Citizen Assessment → EWS/LIG → Enter Aadhaar
• For DDA housing, register at dda.org.in when a scheme is open
• For JJ cluster residents, contact your area's Pradhan or the Delhi Urban Shelter Improvement Board (DUSIB) at delhishelterboard.in
• For CLSS home loan subsidy, apply through SBI, HDFC, LIC HFL, or any PMAY-registered bank

🔗 Also See

PM Awas Yojana in Uttar Pradesh — Key Facts

Uttar Pradesh is the largest beneficiary of PM Awas Yojana Gramin (PMAY-G) in India. With over 40 lakh houses targeted under PMAY-G in UP, it is the single biggest state for rural housing under this scheme.

UP-Specific Housing Schemes:

• Mukhyamantri Awas Yojana UP — State scheme for workers and unorganised sector families not covered under PMAY-G. Grant of ₹1.20 lakh for UP residents.
• PMAY-G UP — Rural families in SECC 2011 list or Awaas+ list get ₹1.20 lakh (plain) grant for pucca house construction.
• PMAY-Urban UP — Urban EWS/LIG families in UP cities (Lucknow, Kanpur, Agra, Varanasi, etc.) can apply for CLSS subsidy and affordable housing units.
• Dr. Ambedkar Awas Navinikaran Yojana UP — For SC families already in old/dilapidated houses — renovation grant of ₹1.20 lakh.

How to Check PM Awas UP Beneficiary List

• Visit pmayg.nic.in → Awaassoft → Reports → Beneficiary Details for Verification
• Select State: Uttar Pradesh → District → Block → Panchayat
• View the complete list of beneficiaries in your area
• For Mukhyamantri Awas Yojana, visit the UP state government portal: up.gov.in

How to Apply for PM Awas in UP:

• Visit your Gram Panchayat and request to be added to the Awaas+ survey if not in SECC 2011 list
• For PMAY-Urban, apply at pmaymis.gov.in with Aadhaar and UP address proof
• For CLSS home loan subsidy, apply through UP Awas Vikas Parishad or any empanelled bank

🔗 Also See

PMAY-G 2.0 — What's New in 2026?

The Cabinet approved PMAY-Gramin 2.0 in August 2024, targeting 2 crore additional rural houses between 2024–2029. The scheme covers newly identified homeless and kutcha-house families who were not in the original SECC 2011 list.

Key Changes in PMAY-G 2.0:

• Awaas+ Survey — a new survey to identify left-out eligible families. Apply at your Gram Panchayat to be included.
• Expanded Scope — now includes urban-to-rural migrants, families affected by natural disasters (floods, landslides), and those whose houses have been destroyed.
• Toilet Linkage Strengthened — PMAY-G beneficiaries must also get SBM-G (Swachh Bharat) toilet construction support.
• MGNREGA Convergence — beneficiaries get 90–95 days of MGNREGA wage support for house construction (unskilled labour).

PMAY-U 2.0 — New Urban Housing Scheme 2026:

• Announced in Union Budget 2024-25 — targets 1 crore urban families in next 5 years
• EWS families get a central assistance of ₹2.50 lakh per house (revised upward)
• New beneficiary survey ongoing in all Urban Local Bodies (municipalities)
• Apply through your Municipal Corporation office or pmaymis.gov.in when your city's window opens

Who Can Still Apply for PMAY in 2026?

• Families not in SECC 2011 but found houseless/kutcha in Awaas+ survey
• Urban EWS families in cities covered by PMAY-U 2.0 (new window)
• MIG-I and MIG-II families who missed the CLSS window — new CLSS under Urban 2.0
• JJ cluster and slum dwellers in cities where in-situ redevelopment is happening

🔗 State-wise PM Awas Yojana Guides